Beautiful Home in North Carolina
Forbes America's Best Insurance Companies 2023

Built by North Carolinians
for North Carolinians

Serving North Carolina exclusively since 1892 with homeowners, rural, and renters insurance. As a mutual company, we're owned by our policyholders, not shareholders.

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130+
Years Serving NC
A+
BBB Rating
24/7
Claims Service

About Alamance Farmers' Mutual

A trusted North Carolina insurance partner since 1892

Our Heritage

Founded in 1892, Alamance Farmers' Mutual Insurance Company has been proudly serving North Carolina for over 130 years. As a mutual insurance company, we're owned by our policyholders, not shareholders, which means our primary focus is on serving our members' needs.

Our Mission

We exist to serve North Carolinians exclusively, understanding the unique risks and needs of our state. Our deep local knowledge and commitment to the community sets us apart from national carriers.

Recognition & Awards

  • Forbes America's Best Insurance Companies 2023
  • BBB Accredited with A+ Rating
  • Demotech A - Exceptional Rating

Mutual Structure

Owned by policyholders, not shareholders, ensuring our focus remains on serving our members.

NC Licensed

Licensed #119498522 and domiciled in Graham, North Carolina since our founding.

Community Focused

Active in local communities through Habitat for Humanity, Little Pink Houses of Hope, and more.

Insurance Products

Comprehensive coverage options tailored for North Carolina

Homeowners Insurance

🏠

Property and liability coverage for owner-occupied residences with customizable options to fit your needs.

  • Home Systems Protection
  • Equipment breakdown coverage
  • Customizable policies

Rural Homeowners Insurance

🚜

Specialized coverage for homes with incidental farming activities, understanding rural North Carolina's unique needs.

  • Barn coverage
  • Farm machinery protection
  • Small livestock coverage

Renters Insurance

🏘️

Protection for personal belongings and liability coverage for renters. Recognized in Forbes top 10.

  • Personal property protection
  • Liability coverage
  • Forbes top 10 recognition

Why Choose Alamance Farmers' Mutual?

Local expertise, financial stability, and personalized service

🏠

Local North Carolina Focus

Deep understanding of NC-specific risks, weather patterns, and community needs.

💪

Financial Stability

Demotech A - Exceptional rating and over 130 years of stable operations.

🤝

Independent Agent Network

Work with local, independent agents across North Carolina for personalized service.

📱

Modern Technology

24/7 online claims filing, policy management, and payment options.

💰

Fair Pricing

Zip code-based risk assessment and gradual rate increases only when necessary.

🛡️

Comprehensive Coverage

Home Systems Protection, underground piping coverage, and equipment breakdown protection.

Contact Us

Ready to protect what matters most? Get in touch with us today.

📍 Address

128 W Harden St
Graham, NC 27253

📞 Phone

(336) 226-7872

✉️ Email

info@afmic.net

🕐 Business Hours

Monday - Friday
8:30 AM - 5:00 PM

File a Claim

Report claims 24/7 online or by phone

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Make a Payment

Pay your policy premium securely online

Make Payment

Get a Quote

Contact us for a personalized insurance quote

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