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#1 Rated NC Auto Insurance

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Compare quotes from 10+ top carriers in minutes. Average savings of $847/year for North Carolina drivers.

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Smart Coverage Options

Don't just meet the requirements. Protect your lifestyle.

Liability

Mandatory in NC. Pays for damage/injury you cause to others.

Comprehensive

Covers theft, weather, hail, and hitting a deer.

Collision

Fixes your car after an accident, regardless of fault.

Uninsured

Protects you if hit by a driver with no insurance.

NC Requirements

50/100

Bodily Injury Liability

$50k per person / $100k per accident

$50k

Property Damage

Covers damage to other vehicles/property

Pro Tip: State minimums are often not enough. One serious accident can exceed $50k easily.

Maximize Savings

  • Safe Driver (20%)
  • Good Student (15%)
  • Multi-Car (20%)
  • Bundle Home (25%)
  • Pay in Full (10%)
  • Low Mileage (15%)
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Common Questions

While NC requires 50/100/50, we recommend 100/300/100 to properly protect your assets and future earnings.
Driving record, age, vehicle type, credit score, and location all play a role. NC also uses the "Safe Driver Incentive Plan" which adds surcharges for violations.
Bundle home & auto, maintain a clean record, ask about low mileage discounts, and consider raising your deductible if you have savings.

Ready to Save?

Join thousands of NC drivers saving an average of $847/year.

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