Auto Coverage Analyzer

Find the right auto insurance coverage levels for your vehicles and driving needs in North Carolina

Step 1 of 4: Vehicle Information 25%

Analysis Progress

Vehicle Information

Your car details

Why Analyze Coverage?

✓ Find gaps in your current coverage
✓ Avoid overpaying for unnecessary coverage
✓ Meet NC legal requirements
✓ Protect your assets properly
✓ Get personalized recommendations

Need Help?

Our agents can help you understand your results and find the best rates.

Call (336) 835-1993

Vehicle Information

Vehicle Year

Vehicle Value

How do you use this vehicle?

Daily Commute

Work, school, daily errands

Pleasure Only

Weekends, occasional trips

Business Use

Work deliveries, client visits

Driving Profile

Years of Driving Experience

Annual Mileage

Driving Record (last 5 years)

Clean Record

No accidents or violations

Minor Issues

1-2 minor violations

Multiple Issues

Accidents or major violations

Coverage Preferences

What's most important to you?

Lowest Cost

Minimum coverage to save money

Balanced

Good protection at fair price

Maximum Protection

Comprehensive coverage

Assets to Protect

Preferred Deductible

North Carolina Requirements

Legal Minimum Requirements

NC law requires minimum coverage, but it may not fully protect your assets.

Required Coverage

Bodily Injury (per person) $30,000
Bodily Injury (per accident) $60,000
Property Damage $25,000
Estimated Monthly Cost $45 - $75

Coverage Gaps

Low limits may not cover serious accidents
No coverage for your own vehicle damage
No protection against uninsured drivers
Personal assets at risk in lawsuits

Recommended for You

RECOMMENDED

Money-Saving Tips

Bundle Policies

Save 10-25% by combining auto and home insurance

Safe Driver Discounts

Clean driving record can save 10-20%

Anti-Theft Devices

Car alarms and GPS tracking save 5-15%

Higher Deductibles

Increase deductible to lower monthly premiums

Low Mileage Discount

Drive less than 7,500 miles/year for savings

Good Student Discount

Students with B+ average save 10-15%

Ready to Get Covered?

Our experienced agents can help you find the perfect coverage at the best price

Call (336) 835-1993 or Get Free Quote Online

1283 N Bridge St, Elkin, NC 28621

Save@BillLayneInsurance.com

Navigation

Auto Coverage Analyzer

Analysis Progress

Why Analyze Coverage?

Need Help?

Vehicle Information

Daily Commute

Pleasure Only

Business Use

Driving Profile

Clean Record

Minor Issues

Multiple Issues

Coverage Preferences

Lowest Cost

Balanced

Maximum Protection

North Carolina Requirements

Legal Minimum Requirements

Required Coverage

Coverage Gaps

Recommended for You

Money-Saving Tips

Bundle Policies

Safe Driver Discounts

Anti-Theft Devices

Higher Deductibles

Low Mileage Discount

Good Student Discount

Ready to Get Covered?